Contribution, Benefits and Service

With 1,420,000 insured members and more than 120 service points, KNAPPSCHAFT is one of Germany's largest health insurance companies. It offers many additional benefits that go beyond the statutory framework. KNAPPSCHAFT rewards health-conscious behavior through its bonus program.

Dezernat für Kundenservice
44781 Bochum

Number of insured: 1,419,923 (01.04.2023)
Membership possible nationwide.

Contribution rate: 16.20 %
Contribution rate for employees: 8.10 %

Join the KNAPPSCHAFT online - quickly and conveniently.

Here, you can quickly and conveniently apply for KNAPPSCHAFT. Simply fill out the online form. Your data is secure: it is transmitted in encrypted form.


Number of branch offices: 54
Customer telephone: 0800 7245900
Medical advice hotline: 0800 1650 050
Employer hotline: 0355 290 2707 99 (Mo-Fr 7-19 Uhr - zum Ortstarif)


Tel: 0800 7245900
Fax: 0800 7245901


Here you will find - in German - a detailed description of benefits and services provided by KNAPPSCHAFT that go beyond what is required by law.

To the profile of benefits and services in German