List: Statutory Health Insurance Funds

Information on contributions, benefits, and services

Here you will find comprehensive information on all statutory health insurance funds: detailed information on benefits, services, optional tariffs, supplementary insurance, and more.

Around 80 health insurance funds provide statutory health insurance in Germany. There are historical reasons for this: "Ersatzkassen" were health insurance funds for white-collar workers, "Innungskrankenkassen (IKK)" insured craftsmen, and "Allgemeine Ortskrankenkassen AOK" insured blue-collar workers. Company health insurance funds (Betriebskrankenkassen, BKK) looked after the employees of individual companies. Most statutory health insurance funds are now open to everyone. They are subject to strict government supervision. Ninety-five percent of the benefits are mandated by law.