AOK Niedersachsen

Contribution, Benefits and Service

AOK Niedersachsen is the largest regional health insurance fund in Lower Saxony, with around 3,032,000 insured members. Anyone who lives or works in Lower Saxony can join AOK Niedersachsen. The contribution rate of 16,100 percent is in the midrange compared to other statutory health insurance funds.

The strength of AOK Niedersachsen is its proximity to its insured members. No other health insurance company maintains as many customer service centers in Lower Saxony. The distance to the nearest AOK advisor is never far in Lower Saxony. The AOK Niedersachsen online service is open to all members who prefer to handle health insurance matters from home.

AOK Niedersachsen
Hildesheimer Stra├če 273
30519 Hannover

Number of insured: 3,031,925 (01.01.2024)
Membership possible in: Niedersachsen

Contribution rate: 16.10 %
Contribution rate for employees: 8.05 %


Number of branch offices: 86
Customer telephone: 0 800 0265637
Medical advice hotline: 0800 126 52 65
Employer hotline: 0 800 0265637


Tel: 0511 8701 0
Fax: 0511 8701 15989


Here you will find - in German - a detailed description of benefits and services provided by AOK Niedersachsen that go beyond what is required by law.

To the profile of benefits and services in German