Bonus programs
Financial incentives for your preventive health care
Bonus programs are a central approach used by statutory health insurance funds to promote health. A healthy lifestyle pays for itself. People who live healthy lives get sick less often.
Statutory health insurance companies reward many measures that benefit health: Joining a sports club, running a half-marathon, and preventive dental care and screenings for the early detection of cancer. Children's health is also promoted: Statutory health insurance companies reward parents who arrange for their children to be vaccinated or participate in swimming courses.
Those who participate in health-promoting activities receive points. Participants in the bonus program can convert these points into cash rewards. The rewards for participation in health-promoting activities such as professional teeth cleaning are higher. The bonus programs are worth considering when choosing a statutory health insurance provider. Some bonus programs are best for sport-loving singles, while young parents can score points in others.
The requirements for bonuses vary between health insurance providers. Participation in bonus programs often requires registration. As soon as the bonus booklet arrives from the statutory health insurance company, the insured person can start collecting points. Since, with some health insurance companies, the bonus points expire after one year, it is worth asking about the conditions that apply to the bonus programs.
TOP 10 statutory health insurance funds for bonus programsBest health insurances for "Bonus programs"
Health Insurance
Score
Membership application
100
Join now »
94
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93
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91
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90
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86
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82
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81
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76
Join now »
76
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The rankings are based on these criteria:
Click on the links for detailed descriptions of each benefit (in German) and a list of the statutory health insurance funds that offer that benefit.
- Bonus programs with cash premiums
- Bonus programs for financing additional private services
- Bonus programs with benefits in kind
- Bonus programs for families
- Bonus programs for children and adolescents
- Bonus program app
A detailed description of our evaluation process can be found here (in German). In the section Bonusprogramme, you will find a detailed description of the additional benefits provided by health insurance funds on our German-language website "Krankenkassen.de".
Supplementary benefits are subject to change at any time. Check with your statutory health insurance fund before claiming benefits. You can find the statutes of your statutory health insurance in the profiles of the statutory health insurance funds. This link leads to the list of 58 statutory health insurance companies participating in the comparison. A detailed description of our evaluation process can be found here (in German).