Statutory health insurance funds with the lowest contributions

Cheapest Statutory Health Insurance in Germany

Here you can find a list of Germany's ten cheapest nationwide health insurance funds. Employees pay half of the contribution rate shown, the employer pays the other half.

Even though the contributions are lower: 95 percent of the benefits provided by health insurance companies are mandated by law in Germany. Therefore, the benefits level is comparably good for all health insurance companies.

Please note: The contribution rate shown does not include long-term care insurance. The contribution rate for long-term care insurance is the same for all members of statutory health insurance funds: 3.05 percent for contributors with children, and 3.4 percent for contributors over 23 without children.

You can use the contribution calculator below to calculate the amount of your contributions with the health insurance company of your choice.

Cheapest health insurance funds available nationwide

Health Insurance Contribution rate Minimum contribution Maximum contribution Membership application
BKK firmus 14,90 % 175,57 € 771,08 € Join»
hkk Krankenkasse 14,98 % 176,51 € 775,22 € Join»
Audi BKK 15,00 % 176,75 € 776,25 € Join»
Techniker Krankenkasse (TK) 15,20 % 179,11 € 786,60 € Join»
HEK - Hanseatische Krankenkasse 15,30 % 180,28 € 791,78 € Join»
BKK VerbundPlus 15,35 % 180,87 € 794,36 € Join»
R+V Betriebskrankenkasse 15,40 % 181,46 € 796,95 € Join»
BKK ProVita 15,49 % 182,52 € 801,61 € Join»
IKK gesund plus 15,49 % 182,52 € 801,61 € Join»
Mobil Krankenkasse 15,49 % 182,52 € 801,61 € Join»

Health insurance contribution calculator