ottonova Krankenversicherung

Everything is digital at Ottonova

Ottonova is a digital health insurance company that aims to revolutionize private health insurance (PKV) with innovative concepts and fair pricing. Founded in 2015, the company has already become one of the leading providers in digital private health insurance.

  • Intuitive and easy-to-use app
  • Health insurance at fair prices
  • Reimbursement of premiums if you do not claim any benefits
  • Various supplementary insurances

Everything is digital at Ottonova. Ottonova offers an intuitive and easy-to-use app that covers all important health insurance functions. From premium management to benefits billing - everything can be done online.

Digitalization is also intended to keep prices affordable. The aim is to guarantee that private health insurance remains as stable as possible into old age. Anyone who does not claim any benefits in a year will receive part of their premium back.

Ottonova offers various tariffs with different levels of benefits. Everyone can choose the plan that best suits their needs and budget. There is a particularly favourable student tariff.

Ottonova offers three different plans for comprehensive private health insurance:

  • Economy: this plan offers good basic cover at an affordable price.
  • Business: This plan offers extended benefits, for example, for dental treatment and visual aids.
  • First Class: This plan offers the best benefits and covers alternative treatments.

Consider before choosing Ottonova
If you are looking for digital and innovative health insurance at fair prices, Ottonova is a good choice. Anyone with pre-existing conditions should seek detailed advice before taking out private health insurance. Before taking out private health insurance, you should also consider whether you can afford the premiums in the long term.

Ottonova - offer and advice

Ottonova is an innovative health insurance company with fair prices and a high degree of digitalization.

Take out Ottonova


Supplementary insurance
In addition to private health insurance, Ottonova offers various supplementary insurances - from travel health insurance to dental insurance.

Address and contact

ottonova Krankenversicherung
Ottostraße 4
80333 München

Telephone head office: 089 26 2098 000
Customer telephone: 089 121 407 12
For calls from abroad: +49 89 121 407 12

Email: helpdesk@ottonova.de
Website: https://www.ottonova.de
Facebook: https://www.facebook.com/ottonovahealth
Instagram: https://www.instagram.com/ottonovahealth/

Balance sheet key figures 2022

Type of company: AG
Insured persons (comprehensive and supplementary): 38.692
Gross premiums earned (in thousands of euros): 22.071 €
Investments (in thousands of euros): 18.580 €
Current interest: 2 %
Acquisition costs: 28 %
Administrative expenses: 3 %