UKV - Union Krankenversicherung

Insurer of the Sparkassen Finanzgruppe

UKV Union Krankenversicherung offers private health insurance, health insurance for civil servants, company health insurance and private supplementary insurance. Through cooperation with pharmaceutical manufacturers, rehabilitation centers and doctors, policyholders receive discounts and special benefits in many cases. UKV is part of the Sparkassen Finanzgruppe and is one of the largest health insurance companies in Germany.

  • Part of the Sparkassen-Finanzgruppe
  • High-performance comprehensive health insuranc
  • Billing app that simplifies the submission of medical bills
  • Different plans to suit individual needs

A billing app that simplifies the submission of medical bills and prescriptions and a customer portal for managing personal data are among the services offered by UKV Union Krankenversicherung. A customer magazine provides information on all health topics. UKV customers also have access to care guides and telemedicine.

Private health insurance

UKV Union Krankenversicherung offers private health insurance in graduated tariffs. The basic CompactPrivat Start plan covers alternative therapies, dental services and treatment as a private patient at doctors' and dentists' offices. With the GesundheitComfort plan, the amount of reimbursement for dental prostheses can be determined flexibly. The CompactPrivat Start and GesundheitComfort plans can be combined with the VitalPlus plan, which covers in-patient rehabilitation, medical aids and spa treatments.

Health insurance for civil servants

Civil servants and candidates for civil service can choose between the Basic, Comfort and Premium plans of UKV Union Krankenversicherung. Each plan consists of modules covering outpatient, dental and hospital treatment, as well as treatment abroad and daily hospital allowances. The modules can be flexibly combined and adapted to individual needs. Candidate civil servants receive discounted rates from Union Krankenversicherung and can choose between basic and comfort coverage.

Supplementary Insurance

In the area of supplementary insurance, UKV Union Krankenversicherung offers foreign travel health insurance, doctor supplementary insurance, nursing care supplementary insurance, daily sickness allowance insurance, daily hospital allowance insurance, supplementary hospital insurance and supplementary dental insurance. There is also a supplemental health insurance plan that covers services such as check-ups, vaccinations, and vision and hearing aids.

Company Health Insurance

Union Krankenversicherung offers company health insurance to employers in the form of starter, basic and comfort plans. All company health insurance plans include international travel health insurance and co-payments for dentures and vision aids. The UKV comfort plan includes alternative healing methods. The plans can be combined with the supplementary plans VorsorgePro and bKV Plus to add preventive check-ups, vaccinations and dental prophylaxis or vision aids, dental treatment and services of alternative practitioners.

Address and contact

UKV - Union Krankenversicherung
Peter-Zimmer-Str. 2
66123 Saarbrücken

Telephone head office: 0681 8 447 000
Customer telephone: 0681 8 447 000
For calls from abroad: 00492 115 363 158

Fax: 0681 844 2509

Balance sheet key figures 2022

Type of company: Aktiengesellschaft (AG)
Insured persons (comprehensive and supplementary): 1.362.226
Gross premiums earned (in thousands of euros): 924.771 €
Investments (in thousands of euros): 6.121.418 €
Current interest: 2 %
Acquisition costs: 9 %
Administrative expenses: 2 %