Many Statutory Health Funds Provide More than Required by Law
Here you can find the health insurance providers with the best benefits
Around 95 percent of the benefits offered by statutory health insurance providers are mandated by law. This ensures a very high level of care for everybody. In addition to these mandatory benefits, health insurance providers have a certain flexibility to offer additional benefits.
In addition to the statutory benefits catalog, health insurance funds can stipulate further benefit obligations in their statutes – from travel vaccinations to vacation health courses. The offer of these additional benefits must always apply to all persons insured with the health insurance fund.
For example, treatment costs for alternative medicine are often covered, which the law does not stipulate as a mandatory benefit. Subsidies for medication and aids can also be higher than the statutory minimum.
Health insurance providers often offer additional benefits in these areas:
- Professional teeth cleaning and dental treatment
- Alternative medicine
- Pregnancy, childbirth, children and fertility
- Preventive medical care
- Travel vaccinations and travel medicine
- Additional benefits: Household assistance, medicine, eyeglasses, and more
- Health courses - Health resort stays - Health trips
- Bonus programs
- Health insurance apps for fitness, health and therapy
Plus special offers with respect to services and advice, such as medical hotlines and providing personal advice at home.
Here you can find the 10 health insurance funds with the best contributions-to-benefits ratio.
Best health insurances for "Price-performance"
Health Insurance
Score
Membership application
87
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85
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84
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80
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78
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77
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76
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68
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68
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67
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A detailed description of our evaluation process can be found here (in German). A detailed description of the additional services provided by health insurance funds in the field of Services be found on our German-language website "Krankenkassen.de" in the section Leistungen.
Supplementary benefits are subject to change at any time. Check with your statutory health insurance fund before claiming benefits. You can find the statutes of your statutory health insurance in the profiles of the statutory health insurance funds. This link leads to the list of 58 statutory health insurance companies participating in the comparison. A detailed description of our evaluation process can be found here (in German).