Health Insurance Contributions for Students

Find the cheapest health insurance for students and join right away

Statutory health insurance and long-term care insurance are compulsory insurances for students in Germany. Enrollment at a university is only possible if you are insured. The health insurance company collects the long-term care insurance contribution at the same time and debits the total contribution from your bank account.

The calculation of student contributions is based on an amount set by law of 812.00 euros. Since the contribution rates of health insurance companies vary, the health insurance contributions for students also vary accordingly. The health insurance benefits are more or less the same, as they are mandated by law.

The option of low-cost student health insurance ends at the age of 30. After that, students will need to take out a much more expensive voluntary statutory health insurance or private health insurance.

The following table shows the total contribution students have to pay.

List of health insurance companies with the lowest contributions for students (available nationwide):

Health Insurance Health insurance contribution Nursing care insurance contribution Total contribution Membership application
BKK firmus 106,02 € 35,91 € 141,93 € Join»
Techniker Krankenkasse (TK) 108,33 € 35,91 € 144,24 € Join»
HEK - Hanseatische Krankenkasse 108,76 € 35,91 € 144,67 € Join»
TUI BKK 108,76 € 35,91 € 144,67 €
hkk Krankenkasse 109,53 € 35,91 € 145,44 € Join»
Audi BKK 109,61 € 35,91 € 145,52 € Join»
DAK Gesundheit 111,32 € 35,91 € 147,23 € Join»
WMF BKK 111,75 € 35,91 € 147,66 €
R+V Betriebskrankenkasse 112,69 € 35,91 € 148,60 € Join»
novitas bkk 112,86 € 35,91 € 148,77 € Join»
BKK Linde 112,95 € 35,91 € 148,86 €
Debeka BKK 115,17 € 35,91 € 151,08 €
BARMER 115,51 € 35,91 € 151,42 € Join»
Salus BKK 115,51 € 35,91 € 151,42 € Join»
Continentale BKK 115,85 € 35,91 € 151,76 € Join»
IKK gesund plus 116,37 € 35,91 € 152,28 € Join»
BAHN-BKK 116,45 € 35,91 € 152,36 € Join»
BKK GILDEMEISTER SEIDENSTICKER 116,45 € 35,91 € 152,36 € Join»
IKK classic 116,45 € 35,91 € 152,36 € Join»
mkk-meine krankenkasse 117,31 € 35,91 € 153,22 € Join»
BIG direkt gesund 118,93 € 35,91 € 154,84 € Join»
Pronova BKK 119,02 € 35,91 € 154,93 € Join»
KKH Kaufmännische Krankenkasse 119,70 € 35,91 € 155,61 € Join»
BKK ProVita 119,79 € 35,91 € 155,70 € Join»
vivida bkk 119,79 € 35,91 € 155,70 € Join»
SBK 119,87 € 35,91 € 155,78 € Join»
BKK VerbundPlus 120,64 € 35,91 € 156,55 € Join»
Mobil Krankenkasse 120,64 € 35,91 € 156,55 € Join»
BKK Pfalz 120,73 € 35,91 € 156,64 € Join»
Heimat Krankenkasse 120,73 € 35,91 € 156,64 € Join»
energie-BKK 121,41 € 35,91 € 157,32 € Join»
VIACTIV Krankenkasse 123,21 € 35,91 € 159,12 € Join»
IKK - Die Innovationskasse 124,15 € 35,91 € 160,06 € Join»
KNAPPSCHAFT 124,15 € 35,91 € 160,06 € Join»
BKK24 124,92 € 35,91 € 160,83 € Join»